Being a renter you may not think a lot about renters insurance. But, renters insurance is essential for the safeguarding of your personal assets from unexpected risks.

Regardless if you live in a suburban rental condo or in downtown Columbia SC,, it's essential to have renters insurance. Frequently, people believe they will be covered under their landlord's insurance policy. Nevertheless, this is often not the case.

Landlord's insurance generally covers the building and any appliances or fixtures. On the other hand, this does not include a renters insurance in Columbia SC renter's personal possessions if they suffer from damage or theft.

In other words, if a disaster like a fire, burglary or flood damages or destroys your belongings, you would bear the cost for their replacement, unless you have a renters insurance policy to cover you.

Investing in coverage for renters can provide protection against potential liability claims. For example, if a guest gets hurt while visiting your rented home and decides to sue, you can lean on your renters insurance for help with legal fees and potential claims.

To sum up, the protective benefits of renters insurance are significant for tenants, and is an investment worth considering. No matter your renting location in Columbia, SC, it’s time to consider protecting your possessions with renters insurance.